My name is Terry Littell and I have been navigating the markets for over 40 years. As a finance graduate from Northeastern University (in 1985, yes, I am “experienced”!), I’ve seen, lived and prospered through quite a few of the financial calamities this country has been through over that time period. It can be done, but you must be smart about handling your money. Most people don’t have the training, nor the time to be experts on the best way to manage their money. Managing your money can mean different things to different people. I use it to mean much more than traditionally thought. Yes, it’s about planning for retirement, but it’s also about running your household budget to live the best possible way that your resources allow. Over the years I have formulated some pretty renegade thoughts about the status quo when it comes to financial institutions in our country. Let’s just say, at least for this short piece, that the financial behemoths in this country are pretty darn happy with the way things are structured. Are you?

March 2020 update:

Well, here we are in the middle of a health crisis, which is, out of necessity leading us into an economic one. I can’t do anything regarding the former, except hope and pray that our politicians and health care industries can bring this to an end as soon as possible.  What I can do though is help you prepare your finances to survive better the next crisis that comes along. And, let’s be honest here, there will be another one, at some point in time. In fact, it seems like these are happening more and more frequently. If your retirement funds are taking another battering through this (what’s this, the 3rd nasty draw-down in recent memory?), maybe you’re not doing it correctly. Now, I’m way too busy trading the markets to become your full-time advisor. I will however, once things settle down a bit, be able to sit down with people for a review of where they’re putting their money to see if it’s appropriate for their situation. If you haven’t realized it yet, the financial industry is set up for it’s benefit, NOT YOURS!

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